Our Story

Mid-Island Federal Credit Union was founded in 1981 on St. Croix, in the U.S. Virgin Islands, for the purpose of helping people improve the quality of their financial lives. We’ve remained true to this same principle with every decision we make. Our membership includes the many neighborhoods and estates in the central district on the island of St. Croix. This also includes areas such as Strawberry Hill, Estate Diamond and Ruby, Pepper Tree Terrace, Peters Rest and Sunny Isles.

We're proud of our long tradition of providing financial solutions to our members, including those who have fewer choices. From competitively low rates on auto and lot loans to financial literacy programs; MIFCU offers a lifetime of outstanding benefits and convenient services to help members achieve their financial goals and investment dreams.

Mid-Island Federal Credit Union offers a variety of savings accounts and loans to help you save, manage and plan for your future. All of our deposit accounts are federally insured up to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which means that your money is safe. This fund is administered by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.